Juniper Research Future Digital Awards
Best A2A Payments Platform 2025 – Platinum Winner
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Plus, reduce processing costs to a fraction of traditional payment methods. Yes, Pay by Bank can do all that — and more.
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Make your on-ramp a breeze with instant bank payments that settle in seconds. Nearly anyone with a UK or EU bank account can deposit with Pay by Bank.
Eliminating intermediaries and running on open banking rails, Pay by Bank cuts processing costs to a fraction of traditional payment methods.
Easily prove source of funds with deposits direct from verified bank accounts.
Eliminate penny checks and misdirected payouts. Automatically and instantly verify bank account ownership before you send a real-time payout.
Up to 50% of new users abandon onboarding due to friction. Instantly source identity data and verify bank account ownership for faster, easier KYC checks.
Eliminate the revenue losses, cashflow disruptions and operational burdens of chargebacks.
Pay by Bank makes deposits seamless.
Users authorise transactions directly with their bank via app-to-app redirection and biometric authentication. In some markets, a one-time setup unlocks one-click deposits for future convenience.
See Pay by Bank in action. Explore our Use Case Library.
Your exchange, your brand. Customise your payment flows to fit your needs.
Easily embed into any experience, channel or device. Effortlessly transition desktop to mobile using QR for faster authentication with fingerprint or face ID.
Use our plug-and-play payment flows and you can go to market faster under our licences (PISP/AISP, UK/Europe).
High conversion payment flows. Feature-boosting settlement accounts. Self-service dashboard. Meaningful reporting. All in one powerful solution.
Reach more payers in more markets. Initiate instant bank payments to over 567 million bank accounts in the UK and Europe.
Our platform and service have the scale to suit the UK and Europe’s largest crypto exchanges.
Best-in-class connectivity to over 90% of bank accounts in most markets
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Cutting-edge infrastructure
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