At Open Banking Expo UK & Europe 2025, BNP Paribas’ Lirka Bibezic and Token.io’s Matt Jackson took to the Live Lounge to showcase Instanea: the bank’s real time Pay by Bank solution, powered by Token.io.
BNP Paribas is powering real Pay by Bank impact across France, and BNP Paribas’ Global Head of Product Management Lirka Bibezic joined Token.io’s VP Partner Management Matt Jackson in the Open Banking Expo Live Lounge to unpack how — and why.
Instanea is BNP Paribas' platform for instant payment acceptance. Launched in partnership with Token.io in 2021 as the first online payments service to combine the power of SEPA Instant and PSD2 APIs, Instanea enables merchants to collect payments instantly, securely and directly into bank accounts, eliminating chargebacks and improving payment success rates.
Watch this fireside chat to learn more about BNP Paribas’ Instanea solution and hear:
Why merchant demand for instant payments is surging
Success stories from merchants across France, from utilities to luxury retail and travel — showing Pay by Bank's versatility for B2B/B2C and online/in-store
What’s next for Pay by Bank in France
How partnership, user experience, and education are central to expanding Pay by Bank across Europe